Reference > Payments subsystem > Payments subsystem > Payments subsystem architecture
Payment methods
Overview
Payment methods are the means by which payments are made. Payment methods include...
- credit card brands
- electronic checks
- gift certificates
- manufacturers' coupons
The shopper selects the payment method on the Order Summary page.
Payment methods have the following properties:
- payment method name
- priority
- ability to be edited (whether the amount can be changed by an administrator, or by the system)
- amount limits
The payment policy is specified in the POLICY and POLICYDESC database tables. The properties are defined in PaymentMethodConfigurations.xml
A shopper can use more than one payment method to pay for an order. The priority determines which payment method should be used first. For example, if a gift certificate has a high priority and a credit card has a medium priority, the gift certificate is used first.
By default, the following payment methods are available:
Credit cards
- AMEX
- MasterCard
- VISA
BillMeLater Offline transaction, customer is billed Check Electronic check or automated clearing house (ACH) transaction COD Cash on delivery LOC Line of credit PayLater Offline transaction. For example, the customer provides payment information later by fax. Payment methods are associated with payment policies. For example:
db2 "select policy_id, policyname, storeent_id, properties from policy where storeent_id=10001 and policyname='VISA'"
POLICY_ID 10002 POLICYNAME VISA STOREENT_ID 10001 PROPERTIES attrPageName=StandardVisa&paymentConfigurationId=default&display=true&compatibleMode=false In B2B direct stores, available payment methods are defined in a contract as a payment term and condition (PaymentTC).
Related concepts
Refund methods
Payment instructions
Related reference
Sample: Payment method JSP snippets
PIAdd URL
PICopy URL
PIEdit URL
PIRemove URL
Payment configuration files
RefundMethodConfigurations XML file
Payment, refund and return payment business policies
PaymentMethodConfigurations XML file